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Preparing to Buy

Create a Dream Home Wish List

It is important to prioritize your wants and needs before you begin your search. There are many variables to think about depending on your lifestyle, budget, and future plans.

Check Your Credit Rating

Your credit score will have a huge impact on what type of property you can buy, and at what price. It is first recommended to check your credit rating with an experienced lending institution so that they can determine what you can afford. The lender will research your credit ratings from the three credit reporting agencies: Equifax, Experian and TransUnion.

Get Pre-Approved for a Mortgage

Understanding the home buying fees, along with additional costs such as rehabbing, moving and decorating is also a large part of finding the right home for you. We will be happy to recommend experienced, knowledgeable lenders in the residential, construction, commercial and investment real estate fields.

Be Careful with Your Finances

Now is not a good time to make sudden career changes or large purchases. You want to approach your property purchase from a position of financial stability.

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